Sunmark Seminar Series-- Social Security, Getting The Most Out Of Your Benefits:

Do you know how your benefits work? Do you know how to determine at what age to start receiving benefits is best for You? How does continuing to work affect your benefits? Get the answer to these questions and more during our Social Security Seminar Wednesday, April 19 at our Latham branch, 1187 Troy Schenectady Road. Program begins at 6pm.

Sunmark is happy to announce our Seminar Series! These FREE seminars, featuring Sunmark experts, have been created to help guide you on the path of financial success. See the descriptions of each seminar below, and select the FREE seminars you would like to attend. All seminars begin promptly at 6pm.

Long-Term Care- This seminar has concluded

When a loved one needs long-term care, it may impact the entire family — financially, physically, and emotionally. That’s why it’s so important to start planning ahead for your own needs. According to the  U.S. Department of Health and Human Services, almost 10 million people need some form of long-term care in the United States. Of this population, 3.6 million (37%) were under age 65 and 6 million (63%) were over age 65. Almost 70% of people turning age 65 will need long-term care at some point in their lives.

Long-term care is a range of services and supports you may need to meet your personal care needs if you become sick or disabled. Most long-term care is not always medical care, but rather assistance with the basic personal tasks of everyday life. Less than 1/3 of Americans 50+ have begun saving for long-term care. It can be expensive and could endanger your retirement and other savings.

At this small-group seminar, you’ll learn:

  • What long-term care is
  • Who needs long-term care
  • Understand the risks of not having a long-term care plan
  • Avoid mistakes
  • Reduce your cost

Identity Theft- This seminar has concluded

Identity theft is one of the fastest growing crimes in the United States. Credit card numbers, driver’s license numbers, social security numbers, and other personal information can net criminals thousands of dollars in a short period of time.  It may keep victims from being able to cash checks, obtain loans, or even rent an apartment or obtain utilities. Learn more about identity theft and how to protect yourself from this growing crime.

First-time HomeBuyers- This seminar has concluded

If you’re in the market for your first home, Sunmark’s homebuyer seminar will get you on your way!

You’ll learn about the homebuying process, plus:

  • How to get a $7,500 grant for your purchase
  • How to buy a house with no down payment
  • Get a free credit evaluation so you know how much you can afford

Budget Basics & Credit Review- This seminar has concluded

A budget is the most powerful tool available for establishing financial control. After identifying short-, mid-, and long-term goals, participants learn how to design realistic spending plans to live within their means and create savings plans to reach their goals.

Mystery surrounds credit reports and credit scores – but we explain them. Credit reports help give financial institutions an idea of how probable and predictable it is that a loan will be repaid – it’s your financial reputation for paying people back. Gain an understanding of what goes into a credit report and what actions and behaviors affect credit reports.

Latham Branch Location