It’s important to keep your checking account in good standing – but even the most careful number crunchers need a hand at times. Overdraft Privilege Standard Coverage* can save you money, time, and the embarrassment that comes with high merchant fees due to insufficient funds in your account. This service is available on any eligible Sunmark checking account, and you are only charged if you use it.
When you pay with checks, ACH (automatic debits), recurring debit card transactions, or internet or telephone banking, and the funds are not available in your checking account or your overdraft protection sources (such as Funds Transfer or Overdraft Line of Credit), Sunmark will honor the transaction(s) you make through the Overdraft Privilege Standard Coverage program*.
Sunmark will mail you a notice informing you that your account has been brought to a negative balance in order to pay the items. You must bring your account to a positive balance within 32 days of when the first overdraft is paid.