System maintenance is scheduled for Friday, May 31 beginning at 8pm and lasting until approximately Sunday, June 2 at 8am. During this time, Sunmark’s Branches and Member Solution Center, Online Banking, Mobile Banking, and TAMI will be unavailable.

We apologize for any inconvenience.

FHA Loans

These loans are guaranteed and administered by the Federal Housing Administration (FHA). FHA loans have a low 3.5% down payment, and that money can come from a family member, employer, or charitable organization as a gift.

FHA loans have competitive interest rates because the Federal government insures the loans. An FHA insured mortgage may be used to purchase or refinance a new or existing 1-4 bedroom family home or a condominium unit.

You don’t have to have a perfect credit score to get an FHA mortgage. In fact, if you have had credit problems, such as a bankruptcy, it’s easier for you to qualify for an FHA loan than a conventional loan.

Apply for a Mortgage