OOPS-PROOF YOUR BUDGET

Correct four common slip-ups that can sink your best budget intentions: Not knowing your pay frequency Are your paid bimonthly or every two weeks? Bimonthly means 24 paychecks per year not 26 and that can throw off your annual calculations. Assuming last month was a fluke When you’re looking at the past to build a…

WHAT KIND OF GIFT GIVER ARE YOU?

  You give away a bit of yourself every time you choose a particular present for a friend or loved one, experts say. Here’s what your gift giving says about you: Early shopper You’re a practical person who takes advantage of sales throughout the year. You’re also quite perceptive and always find unique gifts that…

THE HISTORY OF 10 FAVORITE CHRISTMAS TRADITIONS

  No Christmas celebration feels complete without a decorated tree, delicious cookies, and a rousing round of carols; probably because those traditions began hundreds of years ago: Why we celebrate Christmas on December 25 The reason Christmas lands on this date is a bit of a mystery. The Bible doesn’t specify the date of Jesus Christ’s birth…

SAVINGS TRICKS THAT WORK

Redbook magazine reality tested tons of strategies, and these hit the mark. Try one or all of them, then watch your financial confidence and bank balance grow: Swear off plastic At the beginning of a week, you’ll tuck 25 percent of your designated monthly spending money into an envelope. Then make it your allowance for…

HOW TO EAT PARTY FOOD AND NOT GAIN WEIGHT

So many parties. So many buffets. It can be difficult to watch what and how much you eat when crab dip, eggnog and pecan pie are staring you in the face. But it doesn’t take super-human self-discipline to curb your eating during the holiday season. Just follow these five tips from Nicole Patience, a registered…

3 Steps to Strong Passwords You Can Remember

Passwords are the house keys to your online accounts, and when they’re hacked, intruders can break in and wreak havoc. To create strong passwords, you have to strike a balance between making them difficult for others to guess and making them easy enough for you to remember. Many people favor simple ones at their own risk: “123456”…