Smart Ways To Cut Back-To-School Costs

  The end of summer inevitably means a mailbox overflowing with back-to-school sale advertisements. But before you fill your shopping cart, ask yourself these five questions to keep more money in your pockets as you kick off the school year. DO I HAVE A BUDGET? The answer, if you want to save money, should be…

Surprising Places Germs Lurk In The Gym

Pat yourself on the back if you regularly go to the gym to improve your fitness, strengthen your heart and lower your blood pressure. But before you pat yourself on the back, wash your hands. Gyms are a hotbed of germs and bacteria from the bathroom soap dispensers to the water fountains, and just touching…