Smart Ways To Cut Back-To-School Costs

  The end of summer inevitably means a mailbox overflowing with back-to-school sale advertisements. But before you fill your shopping cart, ask yourself these five questions to keep more money in your pockets as you kick off the school year. DO I HAVE A BUDGET? The answer, if you want to save money, should be…

Surprising Places Germs Lurk In The Gym

Pat yourself on the back if you regularly go to the gym to improve your fitness, strengthen your heart and lower your blood pressure. But before you pat yourself on the back, wash your hands. Gyms are a hotbed of germs and bacteria from the bathroom soap dispensers to the water fountains, and just touching…

HOW MUCH YOU SHOULD SAVE IN YOUR 20’S

  Your 20s may seem like an odd time to think of retirement, but it’s actually the perfect moment to start planning for your later years. That’s because the earlier you start saving, the more time your money has to grow. Savers who begin setting aside 10% of their earnings at 25, for example, could…

WHAT YOUR WORK SPACE SAYS ABOUT YOU

  Whether it’s just an area for paying bills or the center of a home business, your work area speaks volumes about who you really are. “The items on your desk or dining room table are a dead giveaway to your personality,” says Chicago psychologist Miriam Fox. “Every object tells a story about you.” Memorabilia…

HOW TO TELL YOU’RE READY TO BUY A HOUSE

  Learn more about Sunmark Mortgage Options   Making the decision to become a homeowner is emotionally and financially complex. Here are some key things to ask yourself if you’re considering whether buying is right for you. DO YOU HAVE A GOOD REASON TO BUY? Sometimes switching from renting to buying is a no-brainer.  Maybe you…

WHAT USE-BY AND BEST-BY REALLY MEAN

When the “sell-by” date on the milk is May 5, can you still drink it on May 8? It’s easy for consumers to be confused by the meaning of “use-by,” “sell by” and best-by” dates. You may ignore the dates completely and be tempted to eat food that has gone past its prime or needlessly…