Checking Account Information (Sunmark Federal Credit Union)

Grocery shopping, getting extra cash for the weekend away, writing a check to the soccer league, paying your monthly bills online—Sunmark's checking accounts bring everything you need together so that your daily financial transactions fit easily into your lifestyle. After all, life is too important to get caught up in the details of minimum balance requirements, fees, or how to earn the most on your high balance account.

Choose an account along with the convenience services listed below that work with your financial lifestyle.

Free Checking with Extras
Earnings Checking
Earnings Plus Checking
Silver Checking

Convenience Features

Benefits

Debit (Check) Card
Access your checking account at ATMs worldwide. Plus, use your debit card at participating merchants.	It's FREE! It's easier than writing a check. It's safer than carrying cash. Earn VISA Extras Rewards Points each time you use your debit card to make a swipe and sign purchase. Sign up is FREE! Click here to learn more‡.
ATM Access
Our FREE ATM card gives you access to your money at ATMs worldwide, while offering you many ways to avoid paying ATM fees.	It's convenient! Sunmark ATM transactions are always FREE at Sunmark-owned ATMs! Sunmark gives you at least 6 FREE ATM transactions at Non-Sunmark ATMs! Find out more.
Direct Deposit
Deposit all or part of your payroll, Social Security, pension or any other ACH deposit into your checking account.	It's automatic! Your money is available in your account on the day of deposit. It's easy to access! Withdraw funds with your Sunmark Debit Card whenever you need it. It gives you control! You decide how much is deposited into each of your Sunmark accounts. Verify that your funds have been deposited using SunLink, or calling the Telephone Access Center or TAMI.
SunLink Online Banking
Access your accounts online anytime with SunLink Online Banking, our secure internet online banking service. Check out our demo.	SunLink home banking is FREE Enjoy convenience! Review your account balances, transfer funds, print copies of your checks, and make loan payments in minutes. It's immediate! Transactions made in SunLink occur in "real time."
Manage your bills online with SunLink Bill Payment Service. Check out our demo.	It's easy! Pay bills without writing checks or buying postage stamps. Take control of your bills! Set up automatic payments and schedule payments when you want them to go. Find out out how you can use this service — FREE!
Moving your money has never been more convenient with Funds Transfer, offering you the ability to move money online between your Sunmark accounts and accounts held in other financial institutions. Check out our demo.	It's quick and easy! In minutes, you can transfer money between Sunmark and your other financial institutions. It's FREE to transfer your money into your Sunmark accounts!
Pay People makes sending money to friends, family or small businesses simple. Just email it! Check out our demo.	It's convenient! Send money to your children at college, to your nephew for his graduation, or to pay back a friend for dinner via email.
Overdraft Line of Credit
Protect yourself from an overdrawn checking account with Sunmark's Convergence Overdraft Line of Credit. Apply now.	Avoid NSF Fees! Your Convergence Overdraft Line of Credit will automatically transfer funds in increments of $50 up to your approved amount into your checking account. Emergency cash access! Simply write a check or use your debit card to access your Convergence Overdraft Line of Credit. There's no cost if you don't use your Convergence Overdraft Line of Credit! If you do need to access your Convergence Overdraft Line of Credit, pay a low rate of prime plus 5.5%.

Equal Housing Lender