Business Rates (Sunmark Federal Credit Union)

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Commercial Rates

Commercial Loans | Commercial Savings Rates

Commercial Loans

Sunmark carefully considers each commercial loan request to best address the specific needs and goals of each business. Please contact our Commercial Loan Department at 518-382-2597 ext. 3196 to discuss your business loan needs.

VISA Platinum Plus for Business

APR for Purchases	Introductory APR for Balance Transfers
as low as Prime + .99% to 11.99%	0% for first 9 months

VISA Application (Disclosures)

APR (Annual Percentage Rate). Credit lines are based on credit worthiness and are subject to approval.

All loan rates are effective as of December 12, 2007 and are subject to change.

Commercial Savings Rates

Commercial Money Market Account

APY	Minimum Balance to Earn Dividend
1.15%	$500
1.35%	$10,000
1.55%	$25,000
2.50%	$40,000
2.75%	$100,000
3.00%	$250,000
3.25%	$500,000

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Commercial Share Certificates

Type	APY	Term	Minimum to Open & Earn Dividend
Regular Share Certificates	0.80%	90 Days	$500 (Additional deposits permitted)
	1.50%	6 Months	$500 (Additional deposits permitted)
	1.50%	1 Year	$500 (Additional deposits permitted)
	2.25%	9 Month Special	$1,000 or more No additional deposits
	1.90%	2 Years	$500 (Additional deposits permitted)
	2.30%	3 Years	$500 (Additional deposits permitted)
	2.50%	4 Years	$500 (Additional deposits permitted)
	2.90%	5 Years	$500 (Additional deposits permitted)
Step-Up Share Certificate	2.25%	3 Years	$500
Pick Your Term Special	2.75%	Any term from 12 months - 60 months	$1,000 or more No addItional deposits
IRA Share Certificates	1.50%	1 Year	$500
	2.25%	9 Month Special	$1,000 or more No additional deposits
	1.90%	2 Years	$500
	2.30%	3 Years	$500
	2.50%	4 Years	$500
	2.90%	5 Years	$500

A penalty may be imposed for early withdrawals.

Additional deposits permitted in increments of $250 or more, up to the amount of the original deposit on specified certificates.

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Other Accounts

Type	APY	Account Details
Commercial Share Savings	.25%
Commercial Sweep Account	2.00%	Available on Commercial Checking Acct with Cash Management Only

APY (Annual Percentage Yield). Earnings may be reduced if fees are incurred.

For more information on any of the above commercial account products, contact our Telephone Access Center.

All deposit account rates are effective as of January 7, 2009 and are subject to change.

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Equal Housing Lender