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Mortgage Originator (details)

Sunmark is looking for an experienced Mortgage Originator to join our team!

This position will be based out of our Administration building located at 1187 Troy Schenectady Road, Latham but must be able to travel to all branches and outside mortgage locations when needed. Must have a Valid New York State Drivers License and reliable transportation.

Primary Responsibilities:

1.      Originates/completes mortgage loan applications, collects up front fees and commits loan for processing. Gathers necessary loan documents.

2.      Consults with applicants on various types of mortgage financing products and programs. Assists the applicant to choose the program best suited for the applicants needs by determining the applicant’s ability to qualify using information on the credit report, income and assets.

3.      Follows up on incomplete applications to offer assistance and/or to determine applicant’s intentions.

4.      Contacts mortgage referrals within one business day of receipt. Answers member questions regarding mortgages and the process. Schedules appointments to take applications either in person or over the phone at the member’s convenience.

5.      Coordinates with the mortgage processors on the processing of the application. Communicates with the applicant and other parties respectively on the progress of the application.

6.      Completes follow up with mortgage partners to ensure loan closing and resolve any problems while ensuring compliance guidelines.

7.      Manages the rate lock expirations to ensure the loans are closed, funded, and sold to the secondary market prior to rate lock expiration.

Position Requirements:

1.      High School Diploma or equivalent

2.      Two years mortgage lending and origination experience.

3.      Knowledge of secondary market standards and mortgage loan regulations.

4.      Computer proficiency, including Microsoft Word.

5.      Ability to communicate effectively and professionally with others, including exhibiting a courteous, conscientious, and generally businesslike manner in the workplace.

6.      Ability to work independently, under pressure and to meet deadlines.

EOE  M/F/D/V

Don't take our word for it.
Here's what our employees say:

"Sunmark is a great place to work because: They care about their employees and make us feel appreciated for what we do. Plus they make work fun; I actually enjoy coming to work. "

Iesha Campbell, Business Services Analyst, Business Services Depa